Two ways to earn: stores you introduced + Loyalty Program

Stores you introduced to HandelsMark (your "direct" 1%): every store that signs up using YOUR referral code on /register.php?role=merchant becomes "yours". You earn 1% of GMV on every sale they make — every month, for as long as that store trades on HandelsMark. One R 1,000,000 / month store = R 10,000 in your pocket. Ten of them = R 100,000. This 1% is paid to the agent named on the merchant's introduced_by_code and never moves.

Plus the Loyalty Program: recruit other sales agents into HandelsMark via your link to this page and earn a slice of every sale the stores they introduce make — 5 generations deep. The 3% pool on every sale is split: L1 1.50% (stores YOUR direct recruits introduced), L2 0.75% (stores their recruits introduced), L3 0.45%, L4 0.21%, L5 0.09% of the sale GMV. Most of the weight is on L1.

What "direct" means here: "direct" always refers to stores you yourself introduced to HandelsMark — never agents you recruited. Agents you recruited generate L1 income (their stores' sales pay you 1.50%); stores you introduced directly generate the standalone 1% lifetime commission.

• Merchant pays: 5% of GMV.
• You earn (stores YOU introduced): 1% of GMV — lifetime, every month each store trades. Paid to the agent on the merchant's introduced_by_code.
• You also earn (Loyalty Program): up to 3% of GMV across 5 generations of stores introduced by sales agents downstream of you (1.50% from the stores your direct recruits introduced).
• HandelsMark net: 1% of GMV.
• Payout: FNB EFT to your bank account, monthly, alongside the merchant statement.
• Attribution: merchants enter YOUR code on /register.php?role=merchant; new sales agents enter YOUR code on this page when they sign up.

No fees to register. No quotas. No exclusivity. We only ask for honest dealing — no spam, no impersonation, no fake reviews.

Loyalty Program — earn 5 generations deep on stores your downline introduced

When a sale happens through a store that one of your downline sales agents introduced to HandelsMark, you earn a slice of that sale based on how many generations sit between you and the agent who introduced the store. Stores introduced by your direct recruits (L1) carry the most weight; the % drops off through L5.

Reminder: stores YOU introduced to HandelsMark yourself are not in this table — those pay you the standalone 1% lifetime commission described above. This Loyalty Program table only counts stores brought in by agents in your downline.

Worked scenario: each agent recruits 4 more agents · each store doing R 100 000 / month

Imagine every agent in your tree recruits exactly 4 more agents, and each of those agents brings in one store doing R 100 000 / month in GMV. The number of stores at each level grows geometrically (4, 16, 64, 256, 1 024) and your earnings compound:

Notice how the L1 layer (4 agents you recruited directly · stores those 4 agents introduced to HandelsMark) is dwarfed by what compounds at the deeper levels — that's the recruiting flywheel. L1 alone — your 4 direct recruits' stores doing R 100 000 each — pays R 6 000 / month, but by L4 you are earning R 53 760 / month from stores you have never personally onboarded. Plus the stores YOU introduced directly to HandelsMark still pay you the full 1% lifetime commission on top — those are not in this table.

Reality check: all R-figures on this page are illustrative only and are NOT income guarantees (CPA s29). They are the theoretical maximum if every level is fully populated with active agents and every recruited store is doing R 100 000 / month. A fully-saturated Loyalty Program tree at 4 recruits per agent is 1 364 active agents, each running a R 100 000 store — aspirational, not promised. Most sales agents will earn less; some earn nothing. Inactive upline links forfeit their bps to HandelsMark; HM never pays out to a chain that doesn't exist. The R 1.00 direct commission (the 1% on stores YOU introduced to HandelsMark) per R 100 sale is independent of the Loyalty Program structure and always goes to the agent named on the merchant's introduced_by_code.

CPA s43 disclosure: this structure is NOT a multiplication / pyramid scheme under Consumer Protection Act 68 of 2008 s43 because (a) there is no joining fee, registration cost, or required purchase to participate; (b) all payouts derive from real consumer sales by stores listed on HandelsMark — never from fees paid by other agents; (c) participation is fully voluntary and revocable at any time. Earnings projections are illustrative only and not guaranteed. Sales-agent commissions are gross income for income-tax purposes — speak to a registered tax practitioner; HandelsMark does not give tax advice.

Become a HandelsMark sales agent

Fill in once. We email you a unique referral code that you give every merchant you onboard.

How the per-store payout splits

The merchant absorbs 5% of every sale as platform commission. Of that fee: 1% goes to you as the agent who introduced the STORE to HandelsMark (lifetime), 3% is split across the Loyalty Program upline above you (5 generations), and 1% stays with HandelsMark.